Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants.
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If the fruit (of your effort) is to your expectations, it is the effect (prarabdha, result) of your merit karma [punya karma], if it is not to your expectation, then it is the effect of your demerit karma [paap karma].
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In the act of selfishness, you bind demerit karma and in the act of sacrificing your own self-interest for the sake of others [selflessness], you bind merit karma. Nevertheless, they are both karma, aren’t they? The fruit of merit karma is shackles of gold and fruit of demerit karma is shackles of iron but they are both indeed shackles, aren’t they?
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Speech’ is such a thing that if handled [used] correctly, it encompasses all the major vows (mahavrats).
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Every spoken word carries great risk. Therefore, it is better to remain silent if one does not know how to talk. Talking about religion carries religious risks, talking about worldly matters, carries worldly risks. The worldly risk will go away, but religious risk is very heavy; it creates grave obstacles in regards to religion.
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(Spoken) words are considered an ‘expense’. ‘Speech’ should not be spent away. Speech is wealth. It should be counted upon spending. Does anyone ever give out money without counting it?
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Don’t calculate the world. This world is untruthful. Don’t stop to do calculation, just keep on moving.
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It is possible for one to receive all the glory of the world provided there is absolutely no ill intent, within him.
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The worldly life means a puzzle of ‘wrong beliefs’.
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The whole world is immersed in ‘wrong belief’. Even though ‘belief’ is wrong, one truly believes it is his own, doesnt he? He believes it to be completely true, doesnt he?
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The worldly life is not the trouble, the ‘wrong belief’ is the trouble [oopadhi]. What happens when you believe that which is not yours, as being yours? You will be in trouble.
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How many troubles (oopadhi) should you keep? Do not invite those that do not come and dont stop the ones that are leaving.
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The worldly life (sansar) is the thing created through delusion [wrong belief]. Therefore when you come to know about this wrong belief, it will go away.
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There is no place for beggary [wanting things from others] in the current era. The law of vyavasthit [scientific circumstantial evidences] is such that one who has decided never to beg, will never have situation to beg.
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I’ have not had to borrow or beg for years. This world is indeed all yours. If you know how to see, if you know how to view the world, if you know how to understand the world, then the world is truly all yours. You are truly the Owner.
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What is trust? It is when there is no objection in the parliament (comprised of mind, intellect, chit and ego) that is within; when there is agreement amongst all; that is called trust.
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The one who has confidence (trust) in his own self, he can get everything in this world. But one does not have that confidence (trust), does he? Once the confidence is lost, it is all over. There is infinite power and energy in trust (confidence of one’s own self), even if the trust is in the ignorant state [ignorance of one’s own true self].
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If there is an essence to this wordly life, then it is the basis of honesty [morality]. If you have little wealth but have honesty even then you will attain peace. And if you do not have honesty but lot of wealth even then restlessness will remain within.
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Without morality and ethics there is no religion (dharma), the foundation of religion is morality and ethics.
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If you want to attain moksha (ultimate liberation), then you cannot give unsolicited advice. Give advice only when it is asked for. In order to give advice, you have to become the chief!
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