Quotes by Rick Harper

“For people that are buying for the first time, I dont normally recommend that. Today, people should be looking for a 30-year fixed, and first-time homeowners have enough trouble with the process understanding everything.”

“Why is there so much standardization in the industry? Theres a very simple answer for that -- Freddie Mac and Fannie Mae.”

“Education is key to not getting ripped off in the real estate process.”

“You normally file 13 to keep your house out of foreclosure.”

“Say you are five months behind on your mortgage payment, and the lender will not take partial payments. You can say, I will make my normal payment plus 1/ 36th of my arrearage a month over three years. The lender is forced to accept that if the court approves it.”

“The effect is small but positive.”

“Families would add economic impact above and beyond the crew members.”

“It doesnt make sense to think of them as two counties. They are joined at the hip.”

“Were adding jobs at three to four times the monthly rate in July 2002.”

“Retail sales in the metropolitan area are rising faster than the rest of the state.”