Quotes by Ric Edelman

“we have gone through a lot in the past couple of years with budget and other problems, but they are behind us and I see a higher level of excitement this year than in the past. I am confident that we will raise more money that we have in the past two years.”

“Does it help to send people to drunk-driving class after theyre arrested”

“These things can be helpful when people are there voluntarily. But if theyre mandatory, they may consider it punitive — something to get through — and just put in the time.”

“Does it help to send people to drunk driving class after theyre arrested for DWI?”

“These things can be helpful when people are there voluntarily. But if theyre mandatory, they may consider it punitive something to get through and just put in the time.”

“Even though they may work in college, they werent making near the money theyre making now. Theyve never seen this much money in their lives.”

“Left to their own devices, (investors) naturally choose safety and its one of the worst decisions they can make,”

“You are gambling on tax advantages being present in 20 years when you are ready to withdraw from the contract and Im not convinced thats going to be true, ... I think that the consumer is generally unaware of certain material facts, particularly the tax risk and compensation issues.”

“[So spread your wealth, and you should be fine. If you do, you can rest easy while the market shudders.] Interest rates are cyclical; they go up and they go down, ... Trying to ride that roller coaster is silly.”

“With that money sitting in your pocket, all of a sudden youre going to buy more expensive wines at dinner, take a carriage ride and ogle at some glorious thing in a window,”