Quotes by Gail Hillebrand

“The legal obligation is fulfilled when they e-mail it to you. But they do not have to have proof that you received it, and they dont have to have proof that you opened it or it got to you in some form.”

“Theyre driving toward such a weak standard, [legislation] may get stuck. If its that weak, it should get stuck.”

“Youre basically giving yourself year-round access to your report to see if anything strange is happening rather than having to wait an entire year if you order all three at the same time.”

“Its certainly wrong to be only selling protection for a problem you helped create without also working actively to solve that problem.”

“These bad practices start with the high-rate cards and then they migrate to the cards that everyone else holds and then they become very intense in the marketplace.”

“Its a big loophole. If a company doesnt know who took (the information) or why, they dont have to tell you about it.”

“A security freeze is the strongest form of identity theft prevention for consumers. Only the security freeze gives the consumer the tool to put a stop to the opening of a new fraudulent account.”

“Fraud alerts dont stop creditors from getting the credit record or credit score. The only type of fraud alert available to consumers before they become victims of identity theft only lasts 90 days, and it doesnt even require the creditor to contact the consumer.”

“There are more and more of these breaches, because information is money. The more computerized we are the more true that is. It?s not that hard to turn a piece of information into cash, by opening a fake cell phone account or a fake credit card account.”

“If the company has to tell you every time your information is invaded, they are going to want to spend more money on preventing the problem in the first place.”