Quotes by Suze Orman

The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem.

Money you wont need to use for at least seven years is money for investing. The goal here is to have your account grow over time to help you finance a distant goal, such as building a retirement fund. Since your goal is in the future, money for investing belongs in stocks.

A wise woman knows how to summon her courage and do what is right, rather than what is easy.

In all realms of life it takes courage to stretch your limits, express your power, and fulfill your potential... its no different in the financial realm.

A wise woman recognizes when her life is out of balance and summons the courage to act to correct it, she knows the meaning of true generosity, happiness is the reward for a life lived in harmony, with a courage and grace.

Courage is not always about action. It takes courage to do nothing rather than do something that you do not believe in or understand.

You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if how and in what you are investing is right for you.

Prenups are so unromantic - a sign of distrust, not love. Time for a reality check, my friends. First, drawing up a prenuptial agreement together is a sign of incredible trust and financial openness - youre fooling yourself if you think you can achieve complete intimacy without it.

A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete control of your finances while youre alive. You can always make changes to whats in the trust and to how youd ultimately like it managed or disbursed.

I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document attached to your IRA accounts and your life insurance policy overrides what you say elsewhere. If you want to change the beneficiary, you must change the beneficiary document.

The key to making money is to stay invested.

No ones ever achieved financial fitness with a January resolution thats abandoned by February.

The new American dream is one of responsibility. What is the bottom-line number that youre going to be able to pay back toward a student loan responsibly if youre doing it yourself after you have a job? That dictates the amount of money you can borrow. That dictates the school you can go to, if you can even go to a four-year college at all.

Many people are in the dark when it comes to money, and Im going to turn on the lights.

The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and donts.

The most important loan to pay is your student loan. Its more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.

The prenup needs to be drawn up months before the wedding, not days - its not something you slap together and sign in the car on the way to the ceremony. A shotgun prenup might not hold up in court.

Owning a home is a keystone of wealth - both financial affluence and emotional security.

Its easy to underestimate the real cost of home ownership.

Like your homes closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.