Quotes by Dave Ramsey

The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.

Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.

My children were taught at an early age how money works and that it comes from hard work. Theyve been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didnt work, they didnt get paid.

I believe that through knowledge and discipline, financial peace is possible for all of us.

You dont want to have so much money going toward your mortgage every month that you cant enjoy life or take care of your other financial responsibilities.

Youve got to tell your money what to do or it will leave.

While I encourage people to save 100% down for a home, a mortgage is the one debt that I dont frown upon.

“We buy things we dont need with money we dont have to impress people we dont like.”