The money you are looking for is not in any country, phd or your designer outlook, it is in wisdom. Solomon never prayed for wealth but he asked for wisdom.

Wisdom ceases to be wisdom when it becomes too proud to weep, too grave to laugh, and too selfish to seek other than itself.

“Wisdom thoroughly learned will never be forgotten”

“It is characteristic of wisdom not to do desperate things.”

“Wisdom comes alone through suffering.”

“A prudent question is one half of wisdom.”

“The road of excess leads to the palace of wisdom.”

“The wisdom of one generation will be the folly of the next.”

“The result showed the wisdom of your orders.”

“Wisdom is the most important part of happiness.”